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Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!

With AmeriFirst Financial you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.

Competitively Priced Loan Programs:

  • Home Affordable Refinance Program (HARP) Disclaimer
  • Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
  • Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
  • Jumbo, Portfolio & Investor Products

We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

Please enter a valid home price


30-Yr Fixed / 0% Interest
  • Principal & Interest $0
  • Property Tax $0
  • Homeowners Insurance $0
  • Mortgage Insurance $0

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.

See what people are saying about us

Myriam was so helpful with my loan experience. She returned my calls very promptly, and no matter what day or time She answered every question that we had. Myriam broke down every concern I had. We had to jump through a lot of hoops to get the home we shopped for and her knowledge of ... READ MORE Henry Ramirez
I recommend Myriam Ramirez of Amerifirst. She is very helpful, she knows what she's doing. She helped me prepare my first home loan. She's always there to answer all my questions. Myriam responds right away even after work hours and weekends she will help you all through out ... READ MORE Rey Cruz
Yo recomiendo totalmente a Miriam Ramirez es muy profesional y siempre está ahí para responder todas la dudas que podamos tener . Guadalupe camargo
Myriam worked hard, committed her time to us and took care of us like family. She made us fell completely comfortable with asking questions, which is very important when buying a house. I plan to stay in the house we bought for a long time, but if there was any changes and if I was ... READ MORE Norman Mojica Electrician
Was a pleasure work with this amazing and friendly person,(Mirian Ramirez) thank you very much for all your help, I defenly recommend Nuris Bernal
Myriam Ramirez, did a fantastic job through and through. Any time I needed help, or answers about something she would get back to me at the earliest time possible. Any concerns you might have you can definitely count on her being able to get to you. I would absolutely recommend to ... READ MORE Quentin Rodriguez Client
Myriam did a terrific job of explaining each step of the process from the beginning to the end. She is knowledgeable and patient. I really appreciated her responsiveness via email and phone. DRG Director of Curriculum
Myriam is extremely knowledgeable of all the available programs and so helpful to the buyer. She is always there to answer questions and gets things done! Candice Beu-Long Candice Beu-Long Realtor
Myriam Ramirez is a Perfect Lender! Very Helpful! Answers our questions everyday! Very Responsive! She smiles a lot I can tell she love her job and love helping a family specially to a first time homebuyer like us! She is beyond 5 stars! I will give her 10 stars rating! ... READ MORE Jeffrey Torres Beyond Perfect

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